....Dana Harbin is an attorney with over 19 years of legal experience in the business of risk transfer and the insurance industry, including insurance coverage, bad faith and contractual indemnity. Dana’s expertise provides the foundation for creative and efficient resolution of complex legal issues by providing expert legal and practical support to insureds and insurance companies, as well as issues involving contractual risk transfer. Her superior demonstrated skills in complex multi-jurisdictional research, analysis and consulting allow Dana to provide objective interpretations and recommendations relating to property and casualty claims-handling, underwriting, policy and product development, agency contracts and agent liability, regulatory compliance and licensing, and all forms of indemnity/risk transfer. Dana coordinates and manages relations between claims personnel, defense counsel and insureds to assist in expedient resolution of disputes and represents clients in all forms of alternative dispute resolution. With concise understanding of all types of insurance policies, Dana is also well-versed in drafting policy language to assist clients in achieving the specific purpose and protect against future litigation.

....As a writer, public speaker and educator, Dana is uniquely qualified and proficient in training insurance personnel, as well as insureds, on the complexities of policy interpretation, claims adjusting, and complex legal principles involving contractual and extra-contractual rights and liability under various types of insurance policies. Dana provides continuing legal education services to industry professionals to assist in furthering efficient claims handling and agency processes.

Dana’s extensive knowledge encompasses:

....Advertising and Personal Injury Coverage
....Alternative Dispute Resolution
....Auto Insurance (Personal and Commercial)
....Bad Faith/Extra-Contractual Liability (Common Law and Statutory)
....Commercial General Liability Coverage
....Construction Liability Coverage
....Directors’ and Officers’ Liability Coverage
....Employment Practices Liability Coverage
....Environmental Coverage
....Homeowners’ Coverage
....Long-Term Exposure Disease/Property Coverage
....Policy Drafting/Compliance/Product Development
....Priority of Coverage (Allocation, Excess and Primary)
....Professional Liability Coverage
....Property Insurance
....Surplus Lines
....Continuing Education

....Strong organizational, analysis, resolution, training and management skills combined with years of practice, relationships and experience qualify Dana for any legal service needed.